Student/Dependent Coverage
This benefit is available to all groups that offer MVP's Student/Dependent Riders. Please check with your
employer to find out if your plan includes this benefit.
Note: If you have questions regarding this benefit, or to request
waiver and claim forms, please e-mail
or call 1-888-MVP-MBRS (1-888-687-6277).
How to enroll your student/dependent:
If your employer offers this benefit as part of your company's plan, you must first enroll your eligible
students/dependents by filling out the Student Waiver Form or
submit a waiver form online.
What's Covered?
If your employer offers this benefit as part of your company's plan, your students/dependents are covered
while away at college for anything covered by their MVP policy EXCEPT preventive care like physicals and
immunizations — which must be done by their
Primary Care Physician at home. The out-of-area coverage includes doctor visits, physical therapy, allergy shots and lab work.
If their MVP policy includes prescription coverage, they're covered for that, too (but they'll have to pay for the
prescription and submit a claim for reimbursement). As always, they're covered for emergency care, anywhere in the world,
with no dollar limits.
To fill prescriptions:
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Outside MVP's service area:
Your student/dependent will probably have to pay for prescriptions out-of-pocket. Then fill out and submit a prescription claim
form (download in PDF format), and they'll be reimbursed for any expenses (minus the copay).
Within MVP's service area:
They simply bring prescriptions to any area participating MVP pharmacy
(try an online pharmacy search), present their MVP
ID card, and pay the usual copay.
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What are the limits?
There is a $2,500 annual maximum on away-from-home coverage.
How to see a doctor while away at college:
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Outside MVP's service area:
They simply make an appointment with any doctor in the area and call MVP at 1-888-MVP-MBRS (1-888-687-6277) to notify us of the appointment.
The doctor will probably require payment for the visit at the time of treatment. Then they need to fill out and submit an
MVP claim form (download in PDF format) to receive reimbursement for any expenses (minus the copay).
Within MVP's service area:
There are two choices. They can call their Primary Care Physician at home and get a referral to an MVP physician near the
school. (If the doctor is unable to suggest a nearby doctor, they can search for a nearby doctor or contact
MVP Member Services for assistance.) In this case, the standard office copay will cover the visit and the care will NOT impact the
$2,500 annual maximum for out-of-area student coverage. Or, they can make an appointment with any doctor in the area and be
reimbursed by MVP for up to $2,500 per year.
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If you have questions pertaining to MVP's Student/Dependent Riders, please call 1-888-MVP-MBRS (1-888-687-6277).
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