Vermont Health Insurance Plans
Your Health Journey, Your Plan
Every health journey is unique—and you deserve coverage that supports yours. Whether you're managing a condition, staying active, or planning for the future, MVP offers a variety of affordable health plans designed to meet you where you are.
With easy-to-use tools and personalized support, you can confidently choose a plan that fits your life, your goals, and your budget. And depending on your income, you may qualify for tax credits that help lower your monthly premium.
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Important Update on 2026 Tax Credits for Individual Health Plans
Beginning in 2026, federal changes to the Advanced Premium Tax Credit (APTC) program may affect the amount of financial assistance available to individuals and families. While tax credits will still be offered through Vermont Health Connect (VHC), the enhanced subsidies that helped lower premiums in recent years are set to expire.
As a result, some members—especially those with higher household incomes—may see an increase in their monthly premium costs. We encourage all Vermonters to review their eligibility at VermontHealthConnect.gov and explore available plan options during Open Enrollment, beginning November 1.
If you are not eligible for Vermont Premium Assistance (VPA) or APTC, you have the option to purchase an individual health plan directly through MVP. MVP offers a variety of plans to meet different needs and budgets, including:
- Reflective Silver plans, available exclusively to members who are not eligible for financial assistance through Vermont Health Connect and prefer to enroll directly with MVP.
- Non-HDHP Bronze and MVP Secure plans, now HSA-compatible, offering lower monthly premiums and the ability to save pre-tax dollars for qualified medical expenses.
Let’s Talk!
An MVP representative is just a click away. Fill out the form to schedule a call and learn more.
More Reasons to Choose MVP!
$0 Preventive Care Services
All MVP VT plans include a variety of $0 services, including physicals, immunizations, and screenings per recommended guidelines.
$500 Acupuncture Allowance
Receive up to $500 for acupuncture services from a licensed provider.1
Affordable Prescription Coverage
Enjoy co-pays as low as $1 and $3. Select plans even offer preventive drugs not subject to the deductible, making it easier and more affordable than ever to manage your health care.
MVP Customer Care Center
Available early and late every week day, our experts are ready to take your call and help you with any questions about your benefits, billing, claims, and more. Our team is here to help you make the most of your coverage.
$600 Well-Being Reimbursement
Get reimbursed up to $600, per contract, per calendar year, for well-being services, items, and activities.1
Gia® Virtual Care Services
$0 Gia® Virtual Care Services—including 24/7 primary and urgent care, nutrition, and some behavioral health services—are available on Vermont Individual plans, now including qualified high-deductible plans before the deductible effective January 1, 2026.2
A Guide to Your Health, and Your Health Plan
The Gia® is available 24/7 so you can get immediate or same-day virtual care support, access to plan information, and answers to medical questions. Members can use Gia online or through the Gia by MVP mobile app, whichever is more convenient.
1Available with select plans.
2Some specialty virtual care providers included in Gia, in-person visits, and referrals may be subject to the plan’s applicable co-pay/cost-share. Estimated visit costs will be listed in Gia at the time of service.