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Important Update for Essential Plan 200–250 Members
Coverage changes after June 30, 2026. Learn what this means for you.
Quality Care for $0 a Month
Doctor visits, virtual care, dental, vision, and up to $225 in well-being reimbursements. All with no monthly premium.
Talk to an MVP representative today!
Your Health, Your Way
The Essential Plan is your path to great health care coverage for $0 a month.
Big Benefits, Small Cost
- Affordable vision coverage
- Low or no co-pays for prescriptions
- Doctor visits, online or in person
- Doula services reimbursement
- Maternity care for you and your newborn
- Personalized inpatient and outpatient care
- Emergency room service when you can’t wait
- Mental health and substance use support
Plus, $225 Toward Healthy Activities
Earn up to $225 in Well-Being Reimbursement per contract, per calendar year. Use it for fitness classes, back-friendly chairs, health monitoring devices, and more! It’s just one way MVP supports your wellness journey every step of the way.
In less than a couple of minutes, MVP helped me get the insurance I need.
– Brittany, MVP Plan Member
Do You Qualify?
The Essential Plan is available to New York State residents who meet all the following requirements:
- Are between 19-64 years old
- Do not qualify for other health coverage (including Medicaid, Child Health Plus, or employer coverage)
- Meet the annual income requirements below
Big Benefits, Small Cost
2025 Annual Income Requirements
Household Size |
1 person | 2 people | 3 people | 4 people |
|---|---|---|---|---|
Maximum Annual Household Income |
$39,125/year | $52,875 /year | $66,625/year | $80,375/year |
Household Size |
Maximum Annual Household Income |
|---|---|
| 1 person | $39,125/year |
| 2 people | $52,875 /year |
| 3 people | $66,625/year |
| 4 people | $80,375/year |
Don’t Miss Your Chance to Save.
To connect with an MVP representative, call 1-844-522-1116, Monday–Friday 8 am-6 pm.
Talk to Someone Who Can Help
Request a meeting with an MVP representative at a time and place that works for you.
To learn more about applying for health insurance including Medicaid, Child Health Plus, Essential Plan, and Qualified Health Plans through NY State of Health, The Official Health Plan Marketplace, visit www.nystateofhealth.ny.gov or call 1-855-355-5777.
ATTENTION: Language assistance services and other aids, free of charge, are available to you. Call 1-844-946-8010 (TTY 711).
ATENCIÓN: Dispone de servicios de asistencia lingüística y otras ayudas, gratis. Llame al 1-844-946-8010 (TTY 711).
请注意：您可以免费获得语言协助服务和其他辅助服务。请致电 1-844-946-8010 (TTY 711).
Health benefit plans are issued or administered by MVP Health Plan, Inc.; MVP Health Insurance Company; MVP Select Care, Inc.; and MVP Health Services Corp., operating subsidiaries of MVP Health Care, Inc. Not all plans available in all states and counties.
©2026 MVP Health Care