Standard Small Business Silver Plans

MVP VT (standard) plans for Vermont small businesses offered on Vermont Health Connect.

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MVP VT Reflective Silver 3 VT-HMO-SS-003-S II (2022)
State Vermont
Plan Type HMO
Exchange Off
Metal Level Silver
Annual In-Network Deductible (Single/Family) $3,400 / $6,800
Annual Out-of-Network Deductible N/A
Annual In-Network Out-of-Pocket Limit (Single/Family) $8,550 / $17,100
Annual Out-of-Network Out-of-Pocket Limit N/A
Primary Care Visit $35 copay
Specialist Visit $80 copay
ER $250 copay Deductible applies.
Urgent Care $90 copay Deductible waived.
Generic Rx Coverage (Tier 1) $15 copay Deductible waived. 30 day supply/90 day supply.
Preferred Rx Coverage (Tier 2) $60 copay Deductible applies. 30 day supply/90 day supply; Prior authorization is required for some prescriptions
Non Preferred Rx Coverage (Tier 3) 50% coinsurance Deductible applies. 30 day supply/90 day supply; Prior authorization is required for some prescriptions. Includes Diabetic Supplies and Equipment
Rx Formulary 2022 MVP Marketplace Formulary (PDF)
Rx Drug Search Pharmacy Information for Vermont’s Prescription Drug Program
Find a Doctor Doctor Search
Summary of Benefits and Coverage (SBC) Click here to open detailed plan benefit information
Plan Overview Click here to open the plan overview document
Plan Highlights Cigna national network, pediatric dental, 20% discount on CVS brand health-related items
Well-Being Features Not covered
Availability January 1, 2022

MVP VT Reflective Silver 4 HDHP VT-HMOH-SS-004-S II (2022)
State Vermont
Plan Type HMO
Exchange Off
Metal Level Silver
Annual In-Network Deductible (Single/Family) $1,850 / $3,700
Annual Out-of-Network Deductible N/A
Annual In-Network Out-of-Pocket Limit (Single/Family) $6,900 / $13,800 (Max $8,700 per family member)
Annual Out-of-Network Out-of-Pocket Limit N/A
Primary Care Visit 10% coinsurance
Specialist Visit 30% coinsurance
ER 30% coinsurance Deductible applies.
Urgent Care 30% coinsurance Deductible applies.
Generic Rx Coverage (Tier 1) $10 copay Deductible applies. 30 day supply/90 day supply; preventive drugs deductible waived.
Preferred Rx Coverage (Tier 2) $40 copay Deductible applies. 30 day supply/90 day supply; preventive drugs deductible waived. Prior authorization is required for some prescriptions.
Non Preferred Rx Coverage (Tier 3) 50% coinsurance Deductible applies. 30 day supply/90 day supply; preventive drugs deductible waived. Prior authorization is required for some prescriptions. Includes Diabetic Supplies and Equipment.
Rx Formulary 2022 MVP Marketplace Formulary (PDF)
Rx Drug Search Pharmacy Information for Vermont’s Prescription Drug Program
Find a Doctor Doctor Search
Summary of Benefits and Coverage (SBC) Click here to open detailed plan benefit information
Plan Overview Click here to open the plan overview document
Plan Highlights Cigna national network, pediatric dental, 20% discount on CVS brand health-related items
Well-Being Features Not covered
Availability January 1, 2022

MVP VT Silver 3 FRVT-HMO-SS-003-S (2022)
State Vermont
Plan Type HMO
Exchange On
Metal Level Silver
Annual In-Network Deductible (Single/Family) $3,400 / $6,800
Annual Out-of-Network Deductible N/A
Annual In-Network Out-of-Pocket Limit (Single/Family) $8,550 / $17,100
Annual Out-of-Network Out-of-Pocket Limit N/A
Primary Care Visit $35 copay
Specialist Visit $80 copay
ER $250 copay Deductible applies.
Urgent Care $90 copay Deductible waived.
Generic Rx Coverage (Tier 1) $15 copay Deductible waived. 30 day supply/90 day supply.
Preferred Rx Coverage (Tier 2) $60 copay Deductible applies. 30 day supply/90 day supply; Prior authorization is required for some prescriptions
Non Preferred Rx Coverage (Tier 3) 50% coinsurance Deductible applies. 30 day supply/90 day supply; Prior authorization is required for some prescriptions. Includes Diabetic Supplies and Equipment
Rx Formulary 2022 MVP Marketplace Formulary (PDF)
Rx Drug Search Pharmacy Information for Vermont’s Prescription Drug Program
Find a Doctor Doctor Search
Summary of Benefits and Coverage (SBC) Click here to open detailed plan benefit information
Plan Overview Click here to open the plan overview document
Plan Highlights Cigna national network, pediatric dental, 20% discount on CVS brand health-related items
Well-Being Features Not covered
Availability January 1, 2022

MVP VT Silver 4 HDHP FRVT-HMOH-SS-004-S (2022)
State Vermont
Plan Type HMO
Exchange On
Metal Level Silver
Annual In-Network Deductible (Single/Family) $1,850 / $3,700
Annual Out-of-Network Deductible N/A
Annual In-Network Out-of-Pocket Limit (Single/Family) $6,900 / $13,800 (Max $8,700 per family member)
Annual Out-of-Network Out-of-Pocket Limit N/A
Primary Care Visit 10% coinsurance
Specialist Visit 30% coinsurance
ER 30% coinsurance Deductible applies.
Urgent Care 30% coinsurance Deductible applies.
Generic Rx Coverage (Tier 1) $10 copay Deductible applies. 30 day supply/90 day supply; preventive drugs deductible waived.
Preferred Rx Coverage (Tier 2) $40 copay Deductible applies. 30 day supply/90 day supply. Preventive drugs deductible waived. Prior authorization is required for some prescriptions
Non Preferred Rx Coverage (Tier 3) 50% coinsurance Deductible applies. 30 day supply/90 day supply; preventive drugs deductible waived. Prior authorization is required for some prescriptions. Includes Diabetic Supplies and Equipment.
Rx Formulary 2022 MVP Marketplace Formulary (PDF)
Rx Drug Search Pharmacy Information for Vermont’s Prescription Drug Program
Find a Doctor Doctor Search
Summary of Benefits and Coverage (SBC) Click here to open detailed plan benefit information
Plan Overview Click here to open the plan overview document
Plan Highlights Cigna national network, pediatric dental, 20% discount on CVS brand health-related items
Well-Being Features Not covered
Availability January 1, 2022