Turning 65: Medicare Timeline 

What to Do and When for Enrolling in Medicare 

When you become eligible for Medicare, there are important things to consider and steps to take at certain times. Our timeline here provides suggestions for how to stay on track. If you plan to work past 65, explore your options.

  • Age 64

    Now’s the time to get ready for Medicare, so be sure to learn about Medicare and the different types of plans. It’s also important to know how your current coverage might change when you turn 65. If you currently have health coverage through an employer, ask if they offer coverage options for people 65 and older. Get tips for your specific situation.

    Be sure to go through your recent health care history. Make a list of your regular doctors and prescription drugs. 

    Ask yourself these questions: 

    • What did you pay in the past year (including premiums, deductibles, co-pays, and co-insurance)? 
    • How many times did you go to the doctor? 
    • How many times did you stay in the hospital?
    • Do you plan on traveling? 

    MVP Medicare Advisors are available to answer any questions. You can meet one-on-one or come to a free Medicare seminar. 


    Watch this quick video to learn more about what Medicare coverage is right for you. 

  • Age 64 + 6 Months

    Start comparing different Medicare plans to find the coverage and premiums that work best for you: 

    List which options are best for you. You can also meet with one an MVP Medicare Advisors, either one-on-one or at a free Medicare seminar. 

  • Age 64 + 9 Months 
    Now’s the time to choose. First, enroll in Medicare Part A and Part B with the Social Security Administration three months before your birthday month.  

    If you’re ready to enroll in a Medicare Advantage plan (Part C), we make it easy . 

    If you haven’t chosen a plan yet, compare our plans or get a personalized plan recommendation to see which one best meets your needs. You can also request a Plan Benefit Kit. 
  • Age 65 
    You can now take advantage of your Medicare benefits. If you’ve already enrolled in Medicare, it becomes active now. 

    If you’re still shopping for a Medicare plan, you only have three more months to do so. Contact us to get answers to your questions.
  • Age 65 + 3 Months 
    Don’t get stuck paying penalties. You must be enrolled in Medicare parts A, B, and D (or creditable coverage) by now to avoid paying late enrollment penalties.  

    You have the option to change Medicare plans once a year during the Medicare Annual Enrollment Period (AEP). This period is October 15 through December 7.  

MVP Health Plan, Inc. is an HMO-POS/PPO/HMO D-SNP organization with a Medicare contract and a contract with the New York State Medicaid program. Enrollment in MVP Health Plan depends on contract renewal. MVP Health Plan, Inc. has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) until 12/31/2024 based on review of MVP Health Plan’s Model of Care. Health benefit plans are issued by MVP Health Plan, Inc., an operating subsidiary of MVP Health Care, Inc. Not all plans available in all states and counties. Every year, Medicare evaluates plans based on a 5-star rating system. Out-of-network/non-contracted providers are under no obligation to treat MVP Health Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. For accommodations of persons with special needs at meetings, call 1-800-324-3899 (TTY 711).

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Last Updated: 3/1/2024

Speak to a Representative

To shop for a plan, contact an MVP Medicare Advisor at 1-800-324-3899 (TTY 711)

For questions about your plan, contact the MVP Medicare Customer Care Center at 1-800-665-7924 (TTY 711). If you have an MVP DualAccess plan, call 1-866-954-1872 (TTY 711).

From April 1-September 30, reach us Monday-Friday, 8 am-8 pm. 

From October 1-March 31, reach us seven days a week, 8 am-8 pm.

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