Over-the-Counter (OTC) Benefit

Most MVP Medicare Advantage plans include an allowance you can use for medicine and health-related items that you don’t need a prescription to buy. Your OTC allowance is a quarterly benefit. Use it by the end of March, June, September, and December so you don't lose it!

Eligible Items Include:

• Allergy and cold/flu medicine 
• Aspirin or pain relievers
• Band Aids® or first aid products
• Incontinence products
• Prebiotics, probiotics, and acid reducers
• Vitamins and supplements

Use Your Card at Participating Stores

Use the Benefits Mastercard® Prepaid Card from our partner NationsBenefits to buy eligible items at participating retail locations including:

• CVS Pharmacy
• Walmart
• Rite Aid
• Walgreens
• Use the Benefits Pro™ App to find a participating retail location near you

Please note: This is not a credit card, and it cannot be used at an ATM or to receive cash back or to buy prescription drugs, alcohol, tobacco, firearms, or gift cards. The card comes pre-loaded with the benefit allowance, but it must be activated before use. Sales tax may apply to some items.

Order From NationsBenefits

You can purchase OTC items directly from the NationsBenefits Catalog, in your NationsBenefits online account, or in the Benefits Pro™ App. You can use the Nations Benefits Catalog to discover what kinds of products are eligible to purchase from NationsBenefits with your benefit, but products may vary in retail locations. Use the app to scan a product barcode while you are in a participating retail location to see if you can buy it with your allowance.

• Download the 2025 OTC Product Catalog
• Benefits Pro App User Guide

Frequently Asked Questions About Your Benefit

The Benefits Mastercard® Prepaid Card, is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card can be used for eligible expenses wherever Mastercard is accepted. Valid only in the U.S. No cash access.

MVP Health Plan, Inc. is an HMO-POS/PPO/HMO D-SNP organization with a Medicare contract and a contract with the New York State Medicaid program. Enrollment in MVP Health Plan depends on contract renewal. MVP Health Plan, Inc. has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) until 12/31/2024 based on review of MVP Health Plan’s Model of Care. Health benefit plans are issued by MVP Health Plan, Inc., an operating subsidiary of MVP Health Care, Inc. Not all plans available in all states and counties. Every year, Medicare evaluates plans based on a 5-star rating system. Out-of-network/non-contracted providers are under no obligation to treat MVP Health Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. For accommodations of persons with special needs at meetings, call 1-800-324-3899 (TTY 711).

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Last Updated: 10/1/2024